Market Trends....what's going on NOW!Mortgage consultant Anna Babineaux- excellence in service in the residential and commercial loan process

 

I encourage you to strive to obtain the latest information related to the mortgage and financial industry and consult with a mortgage professional to determine whether the article fits you or your market area.  Knowledge is Power, talking to those in the business will allow you to know whether the authors of the articles are biased to a particular industry and placing a spin on what is actually happening in the market.  Many changes in the mortgage industry have occurred since January 1, 2008.  Not all the change is bad; much is good and will afford more affordable loans to qualified buyers at rates and terms which truly mirror your credit strength, down payment ability, and debt to income.  The stronger each of these components are for you, the better the rate and the ability to reduce your housing expense.

  Hopefully these items provide value to you in all aspects of your life, Anna Babineaux

*View our archives page for past articles and information*

January 2010 - Starting with Gratitude

Jon Gordon, wrote a book called, The Energy Bus, it talks extensively about having an Attitude of Gratitude and not letting the energy vampires steal your positive energy. The mortgage industry has had it's share of challenges, but with it numerous blessings. Read my article for more information.

February 2010 - FHA Proposed Changes

This article discusses proposals that may affect your borrower. Comments about each are included.

 

March 2010 - What Is In a Rate?

Read this article for a better understanding that there is more to a mortgage rate than what meets the eye, we talk about the questions that must be answered to get an accurate mortgage rate quote. Believe it or not, there are 20+ pieces to the mortgage rate puzzle.

April 2010 - For Realtors - Who is Your Buyer's Best Mortgage Choice?

Requirements for mortgage loan officers have gotten much more strict than in the past. Read this article for a list of the requirements and testing now needed to pass for licensing. Let me be your buyer’s mortgage choice by explaining the strong credentials and work ethic the self employed mortgage loan officer holds.

June 2010 - Appraisal Woes

This article discusses how the appraisal process for home purchases and refinances has changed. Appraisals are not carried out as they were in the past. For your own knowledge or for a friend, read this article before an appraisal is ordered.

 

The above links help to offer an unbiased explanation of the various roles and divisions of economics that have lead to the state of our world economy today. I will share more as I further research and educate myself to bring you what I have learned and what others can offer as well.

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