Dear friend:

Did you know that since 1993 1 in every 5 jobs was generated from self employed businesses; businesses that are not on the stock exchange?  Did you know that you have an opportunity to stimulate the self employed market by seeking a mortgage loan via a mortgage brokerage or private mortgage banker? 

You may recall that the government gave TARP money to many institutions; some of the big guys are listed below:

Institution	Amount of Bailout	Total of Campaign Contributions/Lobby Expense
Amegy/Zion Bancorporation	1,400,000,000.00	177,159.00
Bank of America	45,000,000,000.00	14,542,630.00
Capital One	3,555,199,000.00	1,832,161.00
Citigroup, Inc.	50,000,000,000.00	12,459,678.00
Encore Bancshares	34,000,000.00	4,300.00
JP Morgan Chase	25,000,000,000.00	10,168,638.00
Regions Financial	3,500,000,000.00	341,775.00
Sterling Bancshares	125,198,000.00	9,150.00
Texas Capital Bancshares, Inc.	75,000,000.00	18,150.00
Trustmark Corporation	215,000,000.00	6,500.00
US Bancorp	6,599,000,000.00	1,066,461.00
Wells Fargo	25,000,000,000.00	2,754,211.00

 

The intent of these funds was to stabilize the stock market against further financial failures and to stimulate these lenders to make more loans and to assist current mortgage holders with re-working their debt to prevent a foreclosure.  The end result for each of us; higher taxes, higher banking fees; credit card rates included.

May I encourage you to consider borrowing from or referring to the entrepreneurs in the mortgage industry.  It does not have to me, although referrals are always welcomed and appreciated.  We understand that we remain in business by the service we provide and the next referral we receive from the service delivered.  And remember, no closing for us means no pay check; the above institutions employee receive a paycheck regardless of the service delivered.

Sincerely,

Anna Babineaux
Your Personal Mortgage Consultant For Life